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Are Online Payday Loans Actually Legit?

People are hesitant to trust anyone when it comes to money these days. The rise in online scams and hackers has meant that people are super paranoid and cautious when the internet and their bank account are mentioned in the same breath. 

It’s not just banking that has felt the effects of this, though. Online shopping sites like Amazon and eBay have and are actively increasing security measures in order to give shoppers as much peace of mind as possible. 

Legitimate Secure Payday Loans

Then there are third party loan sites; these too have felt the effects. Leading to an increase in people asking are legit online payday loans actually a thing? Well, luckily for you, we have the answer, and that answer is a resounding yes. 

You can find legitimate payday loans online easily enough, with a bit of searching and common sense about you. In fact, the vast majority of payday lenders you stumble across when you’re searching are going to be legit. 

Of course, there may be some out there that are not, and while it’s hard to tell the difference, there is one key thing to look out for, and that’s what the lender asks you for on the application form. 

Legitimate payday loan lenders ask you for your bank’s name and your checking account number. That should be it. That information doesn’t give them the power to empty your account or really access it at all, so you don’t have to worry. If the lender starts asking more in-depth questions, especially regarding passwords and pins, then you need to steer clear of them. 

Legit Online Payday Loan Direct Lenders

There is one other way to find legitimate payday loans online, and that is to use a matching service. A matching service takes a lot of the hard work out of finding a payday lender and does it all for you. That includes making sure that the lender is legit, too. 

With a matching service, you only have to fill in one application form, meaning that you save the time of potentially filling in multiple lender’s application forms until one of them approves you. The matching service then sends that form one by one to its partners, until one of them accepts and approves the loan, meaning that the matching service also does the window shopping for you. After that, you finalize the terms of the loan with the lender, and you’re good to go. 

It’s not just time-saving, though. Matching services only work with reputable and legitimate payday lenders, so you can rest assured that any lender that a matching service sets you up with is completely safe and legit. 

Where might you find a matching service, you ask? Right here!

Legitimate Payday Loan Matching Service

Our site is home to a matching service that does everything we just mentioned above and does it well. So if you’re looking for a payday loan and want to save time, or you’re worried about being scammed, leave it all up to us. Just fill in our application form and we can do the rest, and do you want to know the best part about it? It’s completely free. There are no additional charges, hidden or otherwise when it comes to using our matching service!

Can I Get A Legit Payday Loan Online with No Credit Check?

One of the biggest selling points that attracts people to payday loans is just how lenient payday lenders tend to be when it comes to credit score. This leniency has led to the misconception that it is possible to get a legit online payday loan with no credit check. Unfortunately, it isn’t. Well, sort of. 

You see, it’s impossible to know whether or not a payday lender has performed a credit check on you. Most of the time, chances are that the lender has, but there may be an occasion where it doesn’t, but it’s impossible to say. However, you should apply for a loan with the belief that the lender is going to perform a soft credit check on you, as that is the industry norm, and what is most likely to happen. 

Instead of looking for legitimate payday loans online with no credit check, instead, focus your efforts on payday loans for bad credit

Legitimate Online Payday Loans With No Credit Check

You need to not let having bad credit put you off applying for payday loans. Just go for it and see what sticks. With applying to direct lenders, well, directly, you have to fill in form after form after form until you get a yes. This could take dozens of tries if you have a bad credit score, but chances are that eventually one of them is going to say yes, so you keep going. 

However, that long process of going through the lenders is done for you with a matching service. You fill in only one application form, and then the matching service passes it along a train of direct lenders that it works with, often in the dozens, until one of them accepts it, or it exhausts its options, in which case you’re going to have a really hard time getting a loan. 

This means that instead of applying to a dozen lenders, you only apply to the one, and then the site passes on the application to lenders for you, saving you what could potentially be hours of work, and increasing your chances of getting a payday loan with bad credit by a lot.  So if you need a payday loan, consider using the matching service we have here on our site.

Fill out a short form and get a decision almost instantly
One of the great things about getting a payday loan is that you can apply online in just a few minutes. No more looking for the nearest payday loan shop or waiting in line. Some lenders may be willing to work with you even if you have a less-than-perfect credit score. So fill out our short form and get redirected to a lender almost immediately if approved.